this is the best stuff ever! Really.......it is

Ingredients:
2 (8oz) pkgs cream cheese, softened
1 envelope dry taco seasoning
2 tbsp milk
1-2 tbsp salsa
2 tsp chili powder
1 (15 oz) can refried beans

Toppings:
Shredded lettuce
chopped tomato
shredded cheddar cheese
diced green onions
sliced black olives

Directions:
In a large mixing bowl, combine cheese, taco seasoning, milk, salsa, & chili powder. Combine well and spread into the bottom of a casserole or serving dish.

Layer the refried beans over the cream cheese mixture, spread evenly. Refrigerate the dip for about an hour, until it sets.

Top it off with your favorite toppings and serve with tortilla chips.

Ingredients:
>1 lb. ground sirloin
>1 sack cheese Doritos
>1 can Rotel
>1 envelope Taco Seasoning mix
>2 cups shredded cheddar cheese
>2 cans cream of chicken soup

Directions:
Crush your Dorito chips and place them in the bottom of a 13x9 inch casserole dish (you may not use all the Doritos in the sack, probably only 1/2 to 3/4) Brown the meat in a skillet, drain and season with salt, pepper and the Taco Seasoning. Layer the meat over the chips in the casserole dish.

In the same skillet you used for your meat, combine the cream of chicken soups and the rotel. Heat until just bubbly and then pour over the meat in the casserole dish.

Top the entire casserole with the cheddar cheese and place in a preheated 350 degree oven for about 10-15 minutes, until the cheese is nice and melted.

Serve by itself or with some spanish rice!